Get Cash for Your Structured Settlement Payments

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Did you know you can sell all or a portion of your structured settlement payments for cash? Contact one of our representatives to learn how.

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Structured Settlement Companies Glossary

When you find yourself negotiating a structured settlement or selling your structured settlement payments, the terminology specific to the settlement can often be hard to understand. Use the following glossary of terms to help you define some of the phrases you may be hearing for the first time.

Structured Settlement: Settlement of claims or lawsuits by means of periodic payments.

Action: A lawsuit in which one party sues another for damages.

Activities of Daily Living: When activities of daily living are affected by the negligence which led to the lawsuit, the settlement amount may be much higher. The six activities of daily living usually considered are: bathing, dressing, eating, getting in and out of bed or chairs, walking and the ability to use the bathroom independently.

Structured Settlement Factoring Company: A company that purchases structured settlement payments for a lump sum of cash. Call J.G. Wentworth for your Free, No-Obligation Quote at 1-866-591-3199.

Sale of Structured Settlement Payments: You can often sell your structured settlement payments to a third party, who will pay you a single lump sum, in exchange for receiving your future settlement payments.

Beneficiary: The person who would receive your benefits in the event of your death. A beneficiary is usually listed on your structured settlement documents.

Case conference: A meeting between various parties to discuss the facts of the court case, and often to negotiate a settlement agreement or come to some terms.

Cost of Living Adjustment: Many structured settlements have a cost of living adjustment that increases the annuity payment by a certain percentage annually to cover the rising cost of living.

Financial Affidavit: A Court document that shows all of a person's or company's financial information including savings, checking, liquidable assets, debts, tax obligations and more.

Access your lump sum of cash now. Call J.G. Wentworth for your Free, No-Obligation Quote at 1-866-591-3199.